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Analytics & Statistics

We're Black Pen Lending and we believe that getting the right finance solution shouldn't be complicated.

We take the time to understand your situation, do the research, and match you with the right solution. Whether you’re stepping onto the property ladder, building your portfolio, restructuring your finances, or simply looking for a better deal. From the first conversation through to settlement, we keep everyone in the loop so the whole experience is smooth, stress-free, and done right.

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Whatever your situation, we've got you covered.

From first home buyers to seasoned investors, and everything in between. Explore our full range of services to find the right fit for you.

Then change the call now button to ‘learn more’ and link to the services page.

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Analytics & Statistics

Our Process

Complete our enquiry form

This aims to provide us with a brief overview of your enquiry and contact information.

Receive a phone call

We will call you for a follow-up conversation to get a deeper understanding of your financial circumstances.

Sit back and relax

Our team will then research the different lenders for you to determine the best loan or product.

Meet with our team

We organise a face-to-face meeting to present the lending solutions.

Select a loan

The best lender and loan type is selected and then we coordinate with lenders, real estate agents and solicitors to complete the application through to settlement

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Why Work with Black Pen Lending?

With over 60 years of combined experience and access to 40+ lenders, we don’t just find you a loan, we find you the right one. Our team takes the time to understand your goals, does the legwork behind the scenes, and stays by your side from first conversation to settlement. No jargon, no pressure, just honest advice and real results.

5,000+
Loans settled
80
Years of combined experience
40
Lenders to compare
100
5 star reviews
ALL LENDERS

Our Expert Services

Home Loans

Whether you’re buying your first home or your next one, we’ll find the right loan and guide you through the whole process with ease.

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Investment Loans

We help investors structure their finance the right way from the start, so your portfolio can keep growing on solid foundations.

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Refinancing

If you haven’t reviewed your loan lately, you could be paying more than you need to – we’ll compare the market and handle the switch for you.

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ALL SERVICES

Hear From Our Clients

Want To Learn More?

Contact Us Today!

Please reach out to our team via the below enquiry form or give us a call on 02 6362 1178.


Check Out The Latest From Our Instagram!

Too much conflicting bank info out there? We get it. 🏦

That's probably why 81.6% of new loans are now written through brokers, not banks directly. We've got access to 50+ lenders, we work for you (not them), and it doesn't cost you a cent. 

Makes you think though.. there is still a good chunk of people using banks, why? 🤔

If you're one of these people, we'd love to hear from you! 

#blackpenlending #mortgagebroker #orangensw #homeloan #firsthomebuyer

Too much conflicting bank info out there? We get it. 🏦

That`s probably why 81.6% of new loans are now written through brokers, not banks directly. We`ve got access to 50+ lenders, we work for you (not them), and it doesn`t cost you a cent.

Makes you think though.. there is still a good chunk of people using banks, why? 🤔

If you`re one of these people, we`d love to hear from you!

#blackpenlending #mortgagebroker #orangensw #homeloan #firsthomebuyer
...

11 0
Thinking about fixing your rate? Don't wait around. 👀

A client umm'd and ahh'd over the weekend about fixing his rate, and by Monday morning his bank had already bumped fixed rates up 0.2%. 

That's how fast it moves.

If you're nervous about where variable rates are headed, get onto it now. We'll run you through your options in five minutes.

Give us a buzz 📞
Or click the link in our bio 

#blackpenlending #mortgagebroker #orangensw #interestrates #homeloan

Thinking about fixing your rate? Don`t wait around. 👀

A client umm`d and ahh`d over the weekend about fixing his rate, and by Monday morning his bank had already bumped fixed rates up 0.2%.

That`s how fast it moves.

If you`re nervous about where variable rates are headed, get onto it now. We`ll run you through your options in five minutes.

Give us a buzz 📞
Or click the link in our bio

#blackpenlending #mortgagebroker #orangensw #interestrates #homeloan
...

13 0
Its the thought that counts… 

Anyway, we have merch! And not to be bias but we think its the best merch going around… 😂

So if you want to be apart of the elite club, drop in and get yours today! 

#merch #brokers #firsthomebuyers #orangeNSW

Its the thought that counts…

Anyway, we have merch! And not to be bias but we think its the best merch going around… 😂

So if you want to be apart of the elite club, drop in and get yours today!

#merch #brokers #firsthomebuyers #orangeNSW
...

57 6
Quick tips from the Black Pen Lending team! 🗒️

I think it’s safe to say… Get pre-approved!! 

If your planning to buy this year, come chat to us today to start the process 

#firsthomebusers #buyingahome #quicktips #brokertips

Quick tips from the Black Pen Lending team! 🗒️

I think it’s safe to say… Get pre-approved!!

If your planning to buy this year, come chat to us today to start the process

#firsthomebusers #buyingahome #quicktips #brokertips
...

8 0
Sorry… its apart of our contract now… 

Double tap if you want to see more of the team! 

#team #officehumour #staffhighlights

Sorry… its apart of our contract now…

Double tap if you want to see more of the team!

#team #officehumour #staffhighlights
...

14 1
Brace yourselves. 
Another rate rise is looking likely before the end of the year, all four big banks agree. 😬 

That means higher repayments if you're on a variable loan, and less borrowing power. Add $18 pies at the footy into the mix and no wonder budgets are stretched. 

Want to know what it means for you? Let's chat 📞

#blackpenlending #interestrates #mortgagebroker #orangensw #firsthomebuyer

Brace yourselves.
Another rate rise is looking likely before the end of the year, all four big banks agree. 😬

That means higher repayments if you`re on a variable loan, and less borrowing power. Add $18 pies at the footy into the mix and no wonder budgets are stretched.

Want to know what it means for you? Let`s chat 📞

#blackpenlending #interestrates #mortgagebroker #orangensw #firsthomebuyer
...

36 1
Happy Father’s Day!!! 

To celebrate the teams has put together a dad joke competition! 🤣

Who do you think won? Let us know in the comments 💬
We hope all the dads out there are having a fantastic day! 👍

#fathersday #happyfathersday #dadsday!

Happy Father’s Day!!!

To celebrate the teams has put together a dad joke competition! 🤣

Who do you think won? Let us know in the comments 💬
We hope all the dads out there are having a fantastic day! 👍

#fathersday #happyfathersday #dadsday!
...

18 3
You don't need a 20% deposit to buy your first home 🏡 

The First Home Guarantee lets eligible buyers in with just 5%, no LMI, no income caps ✅ 

Want to know what you could qualify for? Give us a call 
02 6362 1178 or head to the link in bio.

#blackpenlending #mortgagebroker #orangensw #firsthomebuyer #homeloan

You don`t need a 20% deposit to buy your first home 🏡

The First Home Guarantee lets eligible buyers in with just 5%, no LMI, no income caps ✅

Want to know what you could qualify for? Give us a call
02 6362 1178 or head to the link in bio.

#blackpenlending #mortgagebroker #orangensw #firsthomebuyer #homeloan
...

8 0
We don't just pre-approve you for what you asked for 👀 

Say you want to buy around $700K, we might get you approved for $780K instead. Not so you spend it all, but so you're not stuck if rates move or the right place costs a bit more 💪 

That's the buffer doing its job. Starting your buying process? Call us 02 6362 1178 or visit the website to get pre-approved properly.

#blackpenlending #mortgagebroker #orangensw #preapproval #homeloan

We don`t just pre-approve you for what you asked for 👀

Say you want to buy around $700K, we might get you approved for $780K instead. Not so you spend it all, but so you`re not stuck if rates move or the right place costs a bit more 💪

That`s the buffer doing its job. Starting your buying process? Call us 02 6362 1178 or visit the website to get pre-approved properly.

#blackpenlending #mortgagebroker #orangensw #preapproval #homeloan
...

11 0
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Frequently asked questions

What does CRM mean?

CRM stands for Content Relationship Management. Using a CRM platform gives everyone involved in your business a way to manage customer interactions to increase growth.

Is it really free to start?

Yes! You can opt to stay within the free tier for as long as you want to. It’s a great way to get a feel for the platform before deciding to upgrade to take advantage of the more advanced features.

Can I import data?

Yes! Getting your existing data in is easy. Simply export your existing customers to a .csv file and import them within a couple of clicks.

Common Questions
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We’re available 8am to 8pm, 7 days a week & work Australia-wide! There is no obligation, we’ll get back to you within 5 minutes during business hours.

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