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Thinking about buying a home? Check out our mortgage calculators. Estimate your repayments, borrowing capacity and understand all the costs involved.

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Hear From Our Clients

Hear From Our Clients

Our expectations were met and exceeded! Excellent customer service and I was very impressed with the way they kept the process going even through the Christmas break when you were closed. Keeping us informed the whole way and friendly service.

Emil & MichelleRefinance

Very professional, always available for questions and great advice especially for first home buyer. Very good communication, quick to respond to any query & friendly yet professional. Always very clear about the process and next steps.

SebastienFirst Home Buyer

Glenn, Amanda, Hannah, Kayla and the broader team were all fantastic. Amanda dealt with queries so quickly while Glenn was away and went above and beyond when we were modelling scenarios! Everyone is so communicative, polite and a pleasure to deal with. I think communication & timeliness are your biggest strengths as you communicate through the whole process, and everything was dealt with extremely quickly. We never had to follow anything up.

Laura & TimRelocators

Great support from Matt. He was responsive, supportive, informative and found the product that worked for us.

Penny & MattPurchase

Informative, transparent and very helpful in achieving our goal. Friendly and approachable staff. Very happy with how everything progressed and was followed through.

Adam & WendyLand Purchasers

Glenn and the team did a terrific job, from start to finish they took care of everything, they gave us updates every step of the way keeping us at ease. I am very happy I chose Glenn and the team at Black Pen lending and am very appreciative of their hard work.

Khalia & DarylFirst Home Buyers โ€“ Regional First Home Grant Guarantee Recipient

Matt answered all the questions I had as a first home buyer, without making me feel stupid! Very clear and consistent communication was provided during all my interactions.

MonicaFirst Home Owner โ€“ Regional First Home Grant Guarantee Recipient

Talked me through the process, options, and practical aspects of finding the right loan for me. Responsive, quick and considered advice. Accessed excellent rates with excellent lender quickly!

LouisaPurchase

We were able to meet with Matt quickly, good communication and follow up. Matt and the team made the process quick and seamless.

Teleri & PeterRefinance

Kept me in the loop with the process and settlement. Also all being electronic forms is super handy especially when I work similar hours as their office.

JaneInvestor

Glenn and the team re so personable as well as efficient and professional. Glenn was so knowledgeable and took his time to explain everything.

Sarah & JakeobRefinance and Restructure

Stoked with the experience! Matt & Hannah were very helpful insetting us up for success. Communication was very clear and regular updates were given. In particular, the final communication around the mortgage setup, repayments and account details was super helpful.

Chloe & IsaacFirst Home Buyers

Made the whole process easy for me. I felt very secure with the staffโ€™s knowledge.

LisaRefinance

Fantastic customer service, the team gets back to you quickly and nothing was ever an issue. Matt and his team make the complicated simple.

Matt & SarahInvestors

Not pushy at all, happy to explain things and always available to offer support or answer any questions.

Luke & StaceyExisting Client Review and Refinance

Kept us updated throughout the whole process. Ease of communication, plus the team were positive and informative.

Amanda & JasonRefinance

We compare loans from 40+ lenders.

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Want To Learn More?

Contact Us Today!

Please reach out to our team via the below enquiry form or give us a call on 02 6362 1178.


Check Out The Latest From Our Instagram!

We discovered a hack at the office today ๐Ÿคฃ

โžก๏ธ Share this with a work mate who needs this hack 

#funnyoffice #brokers #firsthomebuyers #buyingahouse #orangensw

We discovered a hack at the office today ๐Ÿคฃ

โžก๏ธ Share this with a work mate who needs this hack

#funnyoffice #brokers #firsthomebuyers #buyingahouse #orangensw
...

9 0
What else can you do with your equity? Part 2! ๐Ÿก๐Ÿ’ฐ

Matt and Glenn cover two more options:
Debt consolidation
Use equity to pay out high-interest loans (like car loans), reduce your repayments, and free up borrowing capacity for investing ๐Ÿ“ˆ

Do nothing!
Sometimes the best move is knowing you're in a strong position. Not keen on more debt? That's totally fine! 

Want to chat about your options? 
Comment 'HELP' below or give us a call ๐Ÿ‘‡
๐Ÿ“ž 02 6362 1178

#blackpenlending #mortgagebroker #orangensw #equity #debtconsolidation #propertyinvesting #financialfreedom #wealthbuilding #propertytips #smartmoney

What else can you do with your equity? Part 2! ๐Ÿก๐Ÿ’ฐ

Matt and Glenn cover two more options:
Debt consolidation
Use equity to pay out high-interest loans (like car loans), reduce your repayments, and free up borrowing capacity for investing ๐Ÿ“ˆ

Do nothing!
Sometimes the best move is knowing you`re in a strong position. Not keen on more debt? That`s totally fine!

Want to chat about your options?
Comment `HELP` below or give us a call ๐Ÿ‘‡
๐Ÿ“ž 02 6362 1178

#blackpenlending #mortgagebroker #orangensw #equity #debtconsolidation #propertyinvesting #financialfreedom #wealthbuilding #propertytips #smartmoney
...

3 0
Do you ACTUALLY need that holiday home? ๐Ÿ–๏ธ

Post-holiday glow hits differentโ€ฆ but is it worth it? ๐Ÿ˜…

Reality check:
๐Ÿ“… When will you actually use it? 
๐Ÿ’ฐ Peak times = prime Airbnb income 
๐Ÿ”ง Maintenance + rates on two properties

We WANT you to have that holiday home! But letโ€™s make sure youโ€™re doing it for the right reasons first ๐Ÿ’ช

Thinking about a holiday or investment property? Comment 'HELP' below or give us a call ๐Ÿ‘‡

๐Ÿ“ž 02 6362 1178

#blackpenlending #mortgagebroker #orangensw #holidayhome #investmentproperty #propertytips #holidaybrain #realestate #buyingsmart #thinkitthrough

Do you ACTUALLY need that holiday home? ๐Ÿ–๏ธ

Post-holiday glow hits differentโ€ฆ but is it worth it? ๐Ÿ˜…

Reality check:
๐Ÿ“… When will you actually use it?
๐Ÿ’ฐ Peak times = prime Airbnb income
๐Ÿ”ง Maintenance + rates on two properties

We WANT you to have that holiday home! But letโ€™s make sure youโ€™re doing it for the right reasons first ๐Ÿ’ช

Thinking about a holiday or investment property? Comment `HELP` below or give us a call ๐Ÿ‘‡

๐Ÿ“ž 02 6362 1178

#blackpenlending #mortgagebroker #orangensw #holidayhome #investmentproperty #propertytips #holidaybrain #realestate #buyingsmart #thinkitthrough
...

25 7
Planning to buy in 2026? Start here! ๐Ÿกโœจ

Know your borrowing capacity
This gives you a clear number so you're not wasting time looking at properties out of your budget ๐Ÿ’ฐ
Then you can get your pre-approval which is active for 90 days, so you can make offers with confidence! ๐Ÿ’ช

Don't start house hunting without knowing what you can actually borrow. It'll save you time, stress, and heartbreak!

Want help knowing your borrowing capacity? 
Comment 'HELP' below or give us a call ๐Ÿ‘‡
๐Ÿ“ž 02 6362 1178

#blackpenlending #mortgagebroker #orangensw #buyingin2026 #preapproval #borrowingcapacity #firsthomebuyer #propertytips #househunting #propertygoals

Planning to buy in 2026? Start here! ๐Ÿกโœจ

Know your borrowing capacity
This gives you a clear number so you`re not wasting time looking at properties out of your budget ๐Ÿ’ฐ
Then you can get your pre-approval which is active for 90 days, so you can make offers with confidence! ๐Ÿ’ช

Don`t start house hunting without knowing what you can actually borrow. It`ll save you time, stress, and heartbreak!

Want help knowing your borrowing capacity?
Comment `HELP` below or give us a call ๐Ÿ‘‡
๐Ÿ“ž 02 6362 1178

#blackpenlending #mortgagebroker #orangensw #buyingin2026 #preapproval #borrowingcapacity #firsthomebuyer #propertytips #househunting #propertygoals
...

6 0
Taking a well-deserved break, but we'll be back before you know it! ๐Ÿ˜Žโ˜€๏ธ

We're closed until Wednesday 7th January, but we'll see you bright-eyed and ready to tackle 2026 when we return!

Enjoy the rest of your holidays! ๐ŸŽ„โœจ

#blackpenlending #mortgagebroker #orangensw #holidays #newyear #seeyousoon #break #backtowork #2026 #localbusiness

Taking a well-deserved break, but we`ll be back before you know it! ๐Ÿ˜Žโ˜€๏ธ

We`re closed until Wednesday 7th January, but we`ll see you bright-eyed and ready to tackle 2026 when we return!

Enjoy the rest of your holidays! ๐ŸŽ„โœจ

#blackpenlending #mortgagebroker #orangensw #holidays #newyear #seeyousoon #break #backtowork #2026 #localbusiness
...

14 2
Happy New Year from Black Pen Lending! ๐ŸŽ‰๐Ÿฅ‚
2025 was incredible, and we can't wait to see what 2026 brings!
Here's to new goals, new homes, and new opportunities. Let's make it your best property year yet! ๐Ÿกโœจ
Cheers to fresh starts and big dreams! ๐Ÿ’ช

#blackpenlending #mortgagebroker #orangensw #happynewyear #2026 #newyeargoals #freshstart #propertygoals #newyear #cheers

Happy New Year from Black Pen Lending! ๐ŸŽ‰๐Ÿฅ‚
2025 was incredible, and we can`t wait to see what 2026 brings!
Here`s to new goals, new homes, and new opportunities. Let`s make it your best property year yet! ๐Ÿกโœจ
Cheers to fresh starts and big dreams! ๐Ÿ’ช

#blackpenlending #mortgagebroker #orangensw #happynewyear #2026 #newyeargoals #freshstart #propertygoals #newyear #cheers
...

18 2
What a year it's been! ๐ŸŽฌโœจ

Thank you to every single person who watched, liked, commented, shared, and trusted us with your property journey this year. 

We're so grateful for this community and can't wait to do it all again in 2026! ๐Ÿ’™

What was your favourite Black Pen Lending moment? Let us know in the comments 

#blackpenlending #mortgagebroker #orangensw #2025recap #thankyou #yearinreview #gratitude #behindthescenes #localbusiness #community

What a year it`s been! ๐ŸŽฌโœจ

Thank you to every single person who watched, liked, commented, shared, and trusted us with your property journey this year.

We`re so grateful for this community and can`t wait to do it all again in 2026! ๐Ÿ’™

What was your favourite Black Pen Lending moment? Let us know in the comments

#blackpenlending #mortgagebroker #orangensw #2025recap #thankyou #yearinreview #gratitude #behindthescenes #localbusiness #community
...

11 0
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