We take the time to understand your situation, do the research, and match you with the right solution. Whether you’re stepping onto the property ladder, building your portfolio, restructuring your finances, or simply looking for a better deal. From the first conversation through to settlement, we keep everyone in the loop so the whole experience is smooth, stress-free, and done right.
Your Trusted Mortgage Brokers Orange
We're Black Pen Lending and we believe that getting the right finance solution shouldn't be complicated.
Whatever your situation, we've got you covered.
From first home buyers to seasoned investors, and everything in between. Explore our full range of services to find the right fit for you.
Then change the call now button to ‘learn more’ and link to the services page.
Our Process
Complete our enquiry form
This aims to provide us with a brief overview of your enquiry and contact information.
Receive a phone call
We will call you for a follow-up conversation to get a deeper understanding of your financial circumstances.
Sit back and relax
Our team will then research the different lenders for you to determine the best loan or product.
Meet with our team
We organise a face-to-face meeting to present the lending solutions.
Select a loan
The best lender and loan type is selected and then we coordinate with lenders, real estate agents and solicitors to complete the application through to settlement
Why Work with Black Pen Lending?
With over 60 years of combined experience and access to 40+ lenders, we don’t just find you a loan, we find you the right one. Our team takes the time to understand your goals, does the legwork behind the scenes, and stays by your side from first conversation to settlement. No jargon, no pressure, just honest advice and real results.
Our Expert Services
Home Loans
Whether you’re buying your first home or your next one, we’ll find the right loan and guide you through the whole process with ease.
Investment Loans
We help investors structure their finance the right way from the start, so your portfolio can keep growing on solid foundations.
Refinancing
If you haven’t reviewed your loan lately, you could be paying more than you need to – we’ll compare the market and handle the switch for you.
Hear From Our Clients
Want To Learn More?
Contact Us Today!
Please reach out to our team via the below enquiry form or give us a call on 02 6362 1178.
Check Out The Latest From Our Instagram!
"We`re now in a much better position." ⭐
Glenn helped our clients refinance to a rate that actually makes sense, walked them through it clearly, and genuinely cared about getting them sorted.
Now they`re saving money every month. And they`ve got peace of mind.
That`s the difference between a good broker and a great one.
Thanks for the trust 🙌
#blackpenlending #mortgagebroker #orangensw #refinance #testimonial #5stars
"We`re now in a much better position." ⭐
Glenn helped our clients refinance to a rate that actually makes sense, walked them through it clearly, and genuinely cared about getting them sorted.
Now they`re saving money every month. And they`ve got peace of mind.
That`s the difference between a good broker and a great one.
Thanks for the trust 🙌
#blackpenlending #mortgagebroker #orangensw #refinance #testimonial #5stars
Win a $62K Ford Ranger. 🚙
Settle your home loan with us between now and August 29th, and we`ll buy you a raffle ticket.
Every ticket sold supports Ronald McDonald House Charity Central West – giving families a safe place to stay when their kids need treatment.
Win a car. Help families in crisis.
Buy a raffle ticket via the link in our bio �
#blackpenlending #mortgagebroker #orangensw #fordrangeraffle #raffle #Ronald McDonaldHouse #supportlocal
Win a $62K Ford Ranger. 🚙
Settle your home loan with us between now and August 29th, and we`ll buy you a raffle ticket.
Every ticket sold supports Ronald McDonald House Charity Central West – giving families a safe place to stay when their kids need treatment.
Win a car. Help families in crisis.
Buy a raffle ticket via the link in our bio �
#blackpenlending #mortgagebroker #orangensw #fordrangeraffle #raffle #Ronald McDonaldHouse #supportlocal
Why choose Black Pen Lending? 🤔
Because we`re brokers who actually care about YOUR situation, not just closing the deal.
We`ll run the real numbers. We`ll answer the questions you`re too embarrassed to ask. We`ll be straight up about what works and what doesn`t.
No jargon. No pressure. Just honest advice.
Ready? Let`s chat 📞
#blackpenlending #mortgagebroker #orangensw #homeloan #whychooseus #trustmatters
Why choose Black Pen Lending? 🤔
Because we`re brokers who actually care about YOUR situation, not just closing the deal.
We`ll run the real numbers. We`ll answer the questions you`re too embarrassed to ask. We`ll be straight up about what works and what doesn`t.
No jargon. No pressure. Just honest advice.
Ready? Let`s chat 📞
#blackpenlending #mortgagebroker #orangensw #homeloan #whychooseus #trustmatters
No deposit? There`s actually a way. 🏠
It`s called a family guarantor.
Your parents use their home equity to back your loan. They`re not giving you money - they`re just saying they`ll cover it if you can`t.
The bank feels secure. You get the house. And you skip the tens of thousands in Lenders Mortgage Insurance.
Keep your savings for the stuff that matters - renovations, furniture, actually living in it.
It`s powerful. But it`s also serious. Let`s make sure everyone knows what they`re signing up for.
📞 Talk to us about guarantors
#blackpenlending #mortgagebroker #orangensw #familyguarantor #firsthomebuyer #homeloan
No deposit? There`s actually a way. 🏠
It`s called a family guarantor.
Your parents use their home equity to back your loan. They`re not giving you money - they`re just saying they`ll cover it if you can`t.
The bank feels secure. You get the house. And you skip the tens of thousands in Lenders Mortgage Insurance.
Keep your savings for the stuff that matters - renovations, furniture, actually living in it.
It`s powerful. But it`s also serious. Let`s make sure everyone knows what they`re signing up for.
📞 Talk to us about guarantors
#blackpenlending #mortgagebroker #orangensw #familyguarantor #firsthomebuyer #homeloan
EOFY + Disco Cowboy = this crew. 🤠🪩✨
When the dress code is disco cowboy, you commit! We couldn’t keep these photos to ourselves.
A great way to wrap up another financial year with plenty of laughs, good company and a chance to celebrate an incredible team.
Here’s to another big year ahead!
EOFY + Disco Cowboy = this crew. 🤠🪩✨
When the dress code is disco cowboy, you commit! We couldn’t keep these photos to ourselves.
A great way to wrap up another financial year with plenty of laughs, good company and a chance to celebrate an incredible team.
Here’s to another big year ahead!
Life with a boss… it really does change the atmosphere doesn’t it?
Share this with a work mate to make them laugh!
#funoffice #brokers #firsthomebuyers #officehumour
Life with a boss… it really does change the atmosphere doesn’t it?
Share this with a work mate to make them laugh!
#funoffice #brokers #firsthomebuyers #officehumour
Earning $150K together? Here`s what you can actually afford. 💰
Banks will lend you $750K-$900K. But that`s not the same as what you should borrow.
Real talk: $3,600/month mortgage leaves you $5,900 for everything else. Rates, insurance, groceries, fuel, car stuff.
You`ve got breathing room. But only if you`re realistic about it.
Want to see YOUR numbers?
We`ve got a free borrowing calculator on our site. Or call us and we`ll walk through it properly.
#blackpenlending #mortgagebroker #orangensw #homeloan #couples #firsthomebuyer #borrowingpower
Earning $150K together? Here`s what you can actually afford. 💰
Banks will lend you $750K-$900K. But that`s not the same as what you should borrow.
Real talk: $3,600/month mortgage leaves you $5,900 for everything else. Rates, insurance, groceries, fuel, car stuff.
You`ve got breathing room. But only if you`re realistic about it.
Want to see YOUR numbers?
We`ve got a free borrowing calculator on our site. Or call us and we`ll walk through it properly.
#blackpenlending #mortgagebroker #orangensw #homeloan #couples #firsthomebuyer #borrowingpower
100 five-star reviews. 🌟
Honestly? We`re blown away.
This isn`t just about us, it`s about every client we`ve helped get into their first home, refinance to better rates, or build their investment portfolio.
You trusted us with one of the biggest decisions of your life. That means everything.
Thanks for the love. We`ll keep showing up for you.
#blackpenlending #mortgagebroker #orangensw #thankyou #5stars
100 five-star reviews. 🌟
Honestly? We`re blown away.
This isn`t just about us, it`s about every client we`ve helped get into their first home, refinance to better rates, or build their investment portfolio.
You trusted us with one of the biggest decisions of your life. That means everything.
Thanks for the love. We`ll keep showing up for you.
#blackpenlending #mortgagebroker #orangensw #thankyou #5stars
Just needs the reminder! 😁
Share this with a coworker to make them laugh 😂
#funoffice #funnyteam #brokers #firsthomebuyers
Just needs the reminder! 😁
Share this with a coworker to make them laugh 😂
#funoffice #funnyteam #brokers #firsthomebuyers
Frequently asked questions
What does CRM mean?
CRM stands for Content Relationship Management. Using a CRM platform gives everyone involved in your business a way to manage customer interactions to increase growth.
Is it really free to start?
Yes! You can opt to stay within the free tier for as long as you want to. It’s a great way to get a feel for the platform before deciding to upgrade to take advantage of the more advanced features.
Can I import data?
Yes! Getting your existing data in is easy. Simply export your existing customers to a .csv file and import them within a couple of clicks.
Stay In Touch.
Sign Up To Our Newsletter.
We’re available 8am to 8pm, 7 days a week & work Australia-wide! There is no obligation, we’ll get back to you within 5 minutes during business hours.


