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Orange Mortgage Brokers.

Where Trust Meets Transparency.

Our Expert Services

Home Loans

Investment Loans

Refinancing

All Services

Want To Crunch The Numbers?

Thinking about buying a home? Check out our mortgage calculators. Estimate your repayments, borrowing capacity and understand all the costs involved.

Repayments
Borrowing Capacity
Property Fees

Hear From Our Clients

Hear From Our Clients

“

Our expectations were met and exceeded! Excellent customer service and I was very impressed with the way they kept the process going even through the Christmas break when you were closed. Keeping us informed the whole way and friendly service.

Emil & MichelleRefinance
“

Very professional, always available for questions and great advice especially for first home buyer. Very good communication, quick to respond to any query & friendly yet professional. Always very clear about the process and next steps.

SebastienFirst Home Buyer
“

Glenn, Amanda, Hannah, Kayla and the broader team were all fantastic. Amanda dealt with queries so quickly while Glenn was away and went above and beyond when we were modelling scenarios! Everyone is so communicative, polite and a pleasure to deal with. I think communication & timeliness are your biggest strengths as you communicate through the whole process, and everything was dealt with extremely quickly. We never had to follow anything up.

Laura & TimRelocators
“

Great support from Matt. He was responsive, supportive, informative and found the product that worked for us.

Penny & MattPurchase
“

Informative, transparent and very helpful in achieving our goal. Friendly and approachable staff. Very happy with how everything progressed and was followed through.

Adam & WendyLand Purchasers
“

Glenn and the team did a terrific job, from start to finish they took care of everything, they gave us updates every step of the way keeping us at ease. I am very happy I chose Glenn and the team at Black Pen lending and am very appreciative of their hard work.

Khalia & DarylFirst Home Buyers – Regional First Home Grant Guarantee Recipient
“

Matt answered all the questions I had as a first home buyer, without making me feel stupid! Very clear and consistent communication was provided during all my interactions.

MonicaFirst Home Owner – Regional First Home Grant Guarantee Recipient
“

Talked me through the process, options, and practical aspects of finding the right loan for me. Responsive, quick and considered advice. Accessed excellent rates with excellent lender quickly!

LouisaPurchase
“

We were able to meet with Matt quickly, good communication and follow up. Matt and the team made the process quick and seamless.

Teleri & PeterRefinance
“

Kept me in the loop with the process and settlement. Also all being electronic forms is super handy especially when I work similar hours as their office.

JaneInvestor
“

Glenn and the team re so personable as well as efficient and professional. Glenn was so knowledgeable and took his time to explain everything.

Sarah & JakeobRefinance and Restructure
“

Stoked with the experience! Matt & Hannah were very helpful insetting us up for success. Communication was very clear and regular updates were given. In particular, the final communication around the mortgage setup, repayments and account details was super helpful.

Chloe & IsaacFirst Home Buyers
“

Made the whole process easy for me. I felt very secure with the staff’s knowledge.

LisaRefinance
“

Fantastic customer service, the team gets back to you quickly and nothing was ever an issue. Matt and his team make the complicated simple.

Matt & SarahInvestors
“

Not pushy at all, happy to explain things and always available to offer support or answer any questions.

Luke & StaceyExisting Client Review and Refinance
“

Kept us updated throughout the whole process. Ease of communication, plus the team were positive and informative.

Amanda & JasonRefinance

We compare loans from 40+ lenders.

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All Lenders

Want To Learn More?

Contact Us Today!

Please reach out to our team via the below enquiry form or give us a call on 02 6362 1178.


Check Out The Latest From Our Instagram!

How much deposit do you actually need?

We get this question ALL the time 💰

Good news: being a first home buyer in NSW comes with some serious perks.

✅ No stamp duty (save $20K+)
✅ Only 5% deposit needed
✅ No LMI (save another $20K+)
✅ Borrow up to 95%

We’ve broken down all the costs in this video so you can see exactly what you need to get started.
Want to know what this looks like for YOUR situation? Give us a call today 📞6362 1178

#firsthomebuyer #homeloan #mortgagebroker #orangensw

4 0
Open
How much deposit do you actually need? We get this question ALL the time 💰 Good news: being a first home buyer in NSW comes with some serious perks. ✅ No stamp duty (save $20K+) ✅ Only 5% deposit needed ✅ No LMI (save another $20K+) ✅ Borrow up to 95% We’ve broken down all the costs in this video so you can see exactly what you need to get started. Want to know what this looks like for YOUR situation? Give us a call today 📞6362 1178 #firsthomebuyer #homeloan #mortgagebroker #orangensw

How much deposit do you actually need?

We get this question ALL the time 💰

Good news: being a first home buyer in NSW comes with some serious perks.

✅ No stamp duty (save $20K+)
✅ Only 5% deposit needed
✅ No LMI (save another $20K+)
✅ Borrow up to 95%

We’ve broken down all the costs in this video so you can see exactly what you need to get started.
Want to know what this looks like for YOUR situation? Give us a call today 📞6362 1178

#firsthomebuyer #homeloan #mortgagebroker #orangensw ...

4 0

The perfect work duo 🤝✨

If you know you know!
Tag your work duo 👇

#blackpenlending #workduo #teamwork #mortgagebroker

24 0
Open
The perfect work duo 🤝✨ If you know you know! Tag your work duo 👇 #blackpenlending #workduo #teamwork #mortgagebroker

The perfect work duo 🤝✨

If you know you know!
Tag your work duo 👇

#blackpenlending #workduo #teamwork #mortgagebroker ...

24 0

Interest rates went up - now what do you do? 🤔

There`s no one-size-fits-all answer. Some clients will never fix their rate. Others can`t sleep unless they do.

Remember when the RBA Governor said no rate rises until 2024? Then we got 13 increases. Even experts get it wrong.

The best approach? Focus on what works for YOUR situation, your finances, your goals, your risk tolerance.

Let`s chat about whether fixing or staying variable makes sense for you 📞

#interestrates #fixedrate #variablerate #mortgagebroker #orangensw #blackpenlending #homeloan #financialplanning #rba

4 0
Open
Interest rates went up - now what do you do? 🤔 There's no one-size-fits-all answer. Some clients will never fix their rate. Others can't sleep unless they do. Remember when the RBA Governor said no rate rises until 2024? Then we got 13 increases. Even experts get it wrong. The best approach? Focus on what works for YOUR situation, your finances, your goals, your risk tolerance. Let's chat about whether fixing or staying variable makes sense for you 📞 #interestrates #fixedrate #variablerate #mortgagebroker #orangensw #blackpenlending #homeloan #financialplanning #rba

Interest rates went up - now what do you do? 🤔

There`s no one-size-fits-all answer. Some clients will never fix their rate. Others can`t sleep unless they do.

Remember when the RBA Governor said no rate rises until 2024? Then we got 13 increases. Even experts get it wrong.

The best approach? Focus on what works for YOUR situation, your finances, your goals, your risk tolerance.

Let`s chat about whether fixing or staying variable makes sense for you 📞

#interestrates #fixedrate #variablerate #mortgagebroker #orangensw #blackpenlending #homeloan #financialplanning #rba ...

4 0

Why do interest rates keep going up? 📈

Interest rates control inflation. The RBA targets 2-3% inflation to keep the economy stable.

When rates rise, the 35% of Australians with home loans feel it first, less money to spend means less demand, which helps control rising prices.

Is it a blunt tool? Maybe. But it works.
Want to understand how rate rises affect YOUR loan? Give us a call 📞

#interestrates #rba #inflation #homeloan #mortgagebroker #orangensw #blackpenlending #australianproperty #firsthomebuyer

12 0
Open
Why do interest rates keep going up? 📈 Interest rates control inflation. The RBA targets 2-3% inflation to keep the economy stable. When rates rise, the 35% of Australians with home loans feel it first, less money to spend means less demand, which helps control rising prices. Is it a blunt tool? Maybe. But it works. Want to understand how rate rises affect YOUR loan? Give us a call 📞 #interestrates #rba #inflation #homeloan #mortgagebroker #orangensw #blackpenlending #australianproperty #firsthomebuyer

Why do interest rates keep going up? 📈

Interest rates control inflation. The RBA targets 2-3% inflation to keep the economy stable.

When rates rise, the 35% of Australians with home loans feel it first, less money to spend means less demand, which helps control rising prices.

Is it a blunt tool? Maybe. But it works.
Want to understand how rate rises affect YOUR loan? Give us a call 📞

#interestrates #rba #inflation #homeloan #mortgagebroker #orangensw #blackpenlending #australianproperty #firsthomebuyer ...

12 0

$1,000 made all the difference 🏠

Our clients were told to put their best offer forward by a certain date. The guide was $720K, but they knew they`d have to go higher.

Instead of offering an even number, they went with $721,000.

They got the house.

Not saying this will work for everyone, but sometimes thinking outside the box pays off!

Thinking about buying? Let us help!
Click the link in the bio or give us a call

#blackpenlending #mortgagebroker #orangensw #buyingtips

6 0
Open
$1,000 made all the difference 🏠 Our clients were told to put their best offer forward by a certain date. The guide was $720K, but they knew they'd have to go higher. Instead of offering an even number, they went with $721,000. They got the house. Not saying this will work for everyone, but sometimes thinking outside the box pays off! Thinking about buying? Let us help! Click the link in the bio or give us a call #blackpenlending #mortgagebroker #orangensw #buyingtips

$1,000 made all the difference 🏠

Our clients were told to put their best offer forward by a certain date. The guide was $720K, but they knew they`d have to go higher.

Instead of offering an even number, they went with $721,000.

They got the house.

Not saying this will work for everyone, but sometimes thinking outside the box pays off!

Thinking about buying? Let us help!
Click the link in the bio or give us a call

#blackpenlending #mortgagebroker #orangensw #buyingtips ...

6 0

When a 5⭐️ review drops your name and suddenly everyone`s treating you like royalty 👑

Share this with a work colleague 🤣

#funoffice #brokers #buyingahouse #firsthomebuyer

40 2
Open
When a 5⭐️ review drops your name and suddenly everyone's treating you like royalty 👑 Share this with a work colleague 🤣 #funoffice #brokers #buyingahouse #firsthomebuyer

When a 5⭐️ review drops your name and suddenly everyone`s treating you like royalty 👑

Share this with a work colleague 🤣

#funoffice #brokers #buyingahouse #firsthomebuyer ...

40 2

Biggest mistake we see with first home buyers? They skip pre-approval.

Here`s what happens: They fall in love with a house, put in an offer, then find out they can`t actually borrow that much. Heart. Broken.

Get pre-approved BEFORE you start looking. Know your budget, then go house hunting.

Save yourself the heartbreak 💔
Send this to a first home buyer!

#blackpenlending #mortgagebroker #orangensw #firsthomebuyer #preapproval

8 0
Open
Biggest mistake we see with first home buyers? They skip pre-approval. Here's what happens: They fall in love with a house, put in an offer, then find out they can't actually borrow that much. Heart. Broken. Get pre-approved BEFORE you start looking. Know your budget, then go house hunting. Save yourself the heartbreak 💔 Send this to a first home buyer! #blackpenlending #mortgagebroker #orangensw #firsthomebuyer #preapproval

Biggest mistake we see with first home buyers? They skip pre-approval.

Here`s what happens: They fall in love with a house, put in an offer, then find out they can`t actually borrow that much. Heart. Broken.

Get pre-approved BEFORE you start looking. Know your budget, then go house hunting.

Save yourself the heartbreak 💔
Send this to a first home buyer!

#blackpenlending #mortgagebroker #orangensw #firsthomebuyer #preapproval ...

8 0

"Tried to justify less than 5 stars... but they didn`t give me anything to work with" ⭐⭐⭐⭐⭐

This one made us smile 😊

Michael actively tried to find something to criticise and came up empty-handed. That`s the kind of feedback that reminds us why we love what we do.

Thanks for the kind words, mate. 🙌

If you want service like this, give us a call today 📞

#blackpenlending #mortgagebroker #orangensw #clientreview #5stars

3 0
Open
"Tried to justify less than 5 stars... but they didn't give me anything to work with" ⭐⭐⭐⭐⭐ This one made us smile 😊 Michael actively tried to find something to criticise and came up empty-handed. That's the kind of feedback that reminds us why we love what we do. Thanks for the kind words, mate. 🙌 If you want service like this, give us a call today 📞 #blackpenlending #mortgagebroker #orangensw #clientreview #5stars

"Tried to justify less than 5 stars... but they didn`t give me anything to work with" ⭐⭐⭐⭐⭐

This one made us smile 😊

Michael actively tried to find something to criticise and came up empty-handed. That`s the kind of feedback that reminds us why we love what we do.

Thanks for the kind words, mate. 🙌

If you want service like this, give us a call today 📞

#blackpenlending #mortgagebroker #orangensw #clientreview #5stars ...

3 0
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2024 Australian Mortgage Awards Finalist