Terms of Service.
1. Acceptance of Terms
By accessing and using the website blackpenlending.com.au (“website”), you agree to comply with and be bound by these Terms of Service (“terms”). If you do not agree to these Terms, you should not use the website.
2. Changes to Terms
Black Pen Lending reserves the right to modify or replace these terms at any time. Any changes will be effective immediately upon posting on the website. It is your responsibility to review the terms periodically. Your continued use of the website following the posting of any changes constitutes acceptance of those changes.
3. Services
Black Pen Lending provides various financial services, including but not limited to lending and financial consulting. The specifics of these services are detailed on the website and may be subject to change without notice.
4. User Responsibilities
- You agree to use the website only for lawful purposes.
- You agree not to use the website in any way that may damage, disable, overburden, or impair the website or interfere with any other party’s use of the website.
5. Privacy
Your use of the website is also governed by our Privacy Policy, which can be found here. By using the website, you consent to the practices described in the Privacy Policy.
6. Intellectual Property
All content on the website, including text, graphics, logos, and images, is the property of Black Pen Lending or its content suppliers and is protected by Australian and international copyright laws. You may not use, reproduce, distribute, or create derivative works from any content on the website without express written permission from Black Pen Lending.
7. Disclaimers
- The services and information provided on the website are provided “as is” and without warranties of any kind, either express or implied.
- Black Pen Lending does not warrant that the website will be uninterrupted or error-free, nor does it make any warranty as to the results that may be obtained from the use of the website.
8. Limitation of Liability
In no event shall Black Pen Lending, its employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of the website or the services provided by Black Pen Lending.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of Australia, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Australia to resolve any dispute arising out of the use of the website or these terms.
10. Contact Information
If you have any questions about these terms, please contact us at:
Black Pen Lending
Email: hello@blackpenlending.com.au
Phone: +61 02 6362 1178.
Address: PO Box 143, Orange, NSW, 2800



