Quick! Pause the video! Should you work with us: yes or no?�
...it was yes, wasn`t it? 😁�
Click the link in our bio or give us a call 📞�
#blackpenlending #mortgagebroker #orangensw #homeloan
Quick! Pause the video! Should you work with us: yes or no?�
...it was yes, wasn`t it? 😁�
Click the link in our bio or give us a call 📞�
#blackpenlending #mortgagebroker #orangensw #homeloan
"I can`t save anything, fuel is so expensive right now!" 💸�
Also them: $50 drinks on Friday, $15 lunches all week, daily coffee runs...�
Look, we`re not saying don`t enjoy life. But if you`re trying to save for a house and blaming fuel costs while spending $300 a week on takeaway? Maybe it`s time for a budget check.�
Sometimes all you need is to actually SEE where your money`s going. Track it for a month. You`ll be surprised.�
Need help working out what you can actually afford to borrow? Let`s chat 📞�
#blackpenlending #mortgagebroker #orangensw #budgeting #moneytips #savingforahouse #firsthomebuyer #financetips
"I can`t save anything, fuel is so expensive right now!" 💸�
Also them: $50 drinks on Friday, $15 lunches all week, daily coffee runs...�
Look, we`re not saying don`t enjoy life. But if you`re trying to save for a house and blaming fuel costs while spending $300 a week on takeaway? Maybe it`s time for a budget check.�
Sometimes all you need is to actually SEE where your money`s going. Track it for a month. You`ll be surprised.�
Need help working out what you can actually afford to borrow? Let`s chat 📞�
#blackpenlending #mortgagebroker #orangensw #budgeting #moneytips #savingforahouse #firsthomebuyer #financetips
We`re bringing it to Forbes! 🏠
After the success of our Orange First Home Buyer Seminar, we`re doing it again - this time in Forbes with a fresh lineup of local property experts.
When: Thursday, 14th May
Time: 5:30pm - 7:00pm
Where: Club Forbes
Cost: FREE
Learn everything you need to know about buying your first home, from finance and government incentives, to legal processes, inspections, and navigating the Forbes property market.
Spaces are limited.
Link in bio to reserve your seat 👆
#firsthomebuyer #forbes #propertyevent #buyingahouse
We`re bringing it to Forbes! 🏠
After the success of our Orange First Home Buyer Seminar, we`re doing it again - this time in Forbes with a fresh lineup of local property experts.
When: Thursday, 14th May
Time: 5:30pm - 7:00pm
Where: Club Forbes
Cost: FREE
Learn everything you need to know about buying your first home, from finance and government incentives, to legal processes, inspections, and navigating the Forbes property market.
Spaces are limited.
Link in bio to reserve your seat 👆
#firsthomebuyer #forbes #propertyevent #buyingahouse
How much deposit do you actually need?
We get this question ALL the time 💰
Good news: being a first home buyer in NSW comes with some serious perks.
✅ No stamp duty (save $20K+)
✅ Only 5% deposit needed
✅ No LMI (save another $20K+)
✅ Borrow up to 95%
We’ve broken down all the costs in this video so you can see exactly what you need to get started.
Want to know what this looks like for YOUR situation? Give us a call today 📞6362 1178
#firsthomebuyer #homeloan #mortgagebroker #orangensw
How much deposit do you actually need?
We get this question ALL the time 💰
Good news: being a first home buyer in NSW comes with some serious perks.
✅ No stamp duty (save $20K+)
✅ Only 5% deposit needed
✅ No LMI (save another $20K+)
✅ Borrow up to 95%
We’ve broken down all the costs in this video so you can see exactly what you need to get started.
Want to know what this looks like for YOUR situation? Give us a call today 📞6362 1178
#firsthomebuyer #homeloan #mortgagebroker #orangensw
The perfect work duo 🤝✨
If you know you know!
Tag your work duo 👇
#blackpenlending #workduo #teamwork #mortgagebroker
The perfect work duo 🤝✨
If you know you know!
Tag your work duo 👇
#blackpenlending #workduo #teamwork #mortgagebroker
Interest rates went up - now what do you do? 🤔
There`s no one-size-fits-all answer. Some clients will never fix their rate. Others can`t sleep unless they do.
Remember when the RBA Governor said no rate rises until 2024? Then we got 13 increases. Even experts get it wrong.
The best approach? Focus on what works for YOUR situation, your finances, your goals, your risk tolerance.
Let`s chat about whether fixing or staying variable makes sense for you 📞
#interestrates #fixedrate #variablerate #mortgagebroker #orangensw #blackpenlending #homeloan #financialplanning #rba
Interest rates went up - now what do you do? 🤔
There`s no one-size-fits-all answer. Some clients will never fix their rate. Others can`t sleep unless they do.
Remember when the RBA Governor said no rate rises until 2024? Then we got 13 increases. Even experts get it wrong.
The best approach? Focus on what works for YOUR situation, your finances, your goals, your risk tolerance.
Let`s chat about whether fixing or staying variable makes sense for you 📞
#interestrates #fixedrate #variablerate #mortgagebroker #orangensw #blackpenlending #homeloan #financialplanning #rba
Why do interest rates keep going up? 📈
Interest rates control inflation. The RBA targets 2-3% inflation to keep the economy stable.
When rates rise, the 35% of Australians with home loans feel it first, less money to spend means less demand, which helps control rising prices.
Is it a blunt tool? Maybe. But it works.
Want to understand how rate rises affect YOUR loan? Give us a call 📞
#interestrates #rba #inflation #homeloan #mortgagebroker #orangensw #blackpenlending #australianproperty #firsthomebuyer
Why do interest rates keep going up? 📈
Interest rates control inflation. The RBA targets 2-3% inflation to keep the economy stable.
When rates rise, the 35% of Australians with home loans feel it first, less money to spend means less demand, which helps control rising prices.
Is it a blunt tool? Maybe. But it works.
Want to understand how rate rises affect YOUR loan? Give us a call 📞
#interestrates #rba #inflation #homeloan #mortgagebroker #orangensw #blackpenlending #australianproperty #firsthomebuyer
Black Pen Lending at the Forbes Rugby Club President’s Lunch 🏉
The team headed out to support the Forbes Rugby Club President’s Lunch over the weekend! Great day, great people, and we’re proud to be sponsors of the event and the Forbes community.
Also… we got some absolutely gold photos out of it that we just had to share 😂
Which one is your favourite? 💬
#blackpenlending #mortgagebroker #orangensw #forbesrugby #communitysupport
Black Pen Lending at the Forbes Rugby Club President’s Lunch 🏉
The team headed out to support the Forbes Rugby Club President’s Lunch over the weekend! Great day, great people, and we’re proud to be sponsors of the event and the Forbes community.
Also… we got some absolutely gold photos out of it that we just had to share 😂
Which one is your favourite? 💬
#blackpenlending #mortgagebroker #orangensw #forbesrugby #communitysupport
$1,000 made all the difference 🏠
Our clients were told to put their best offer forward by a certain date. The guide was $720K, but they knew they`d have to go higher.
Instead of offering an even number, they went with $721,000.
They got the house.
Not saying this will work for everyone, but sometimes thinking outside the box pays off!
Thinking about buying? Let us help!
Click the link in the bio or give us a call
#blackpenlending #mortgagebroker #orangensw #buyingtips
$1,000 made all the difference 🏠
Our clients were told to put their best offer forward by a certain date. The guide was $720K, but they knew they`d have to go higher.
Instead of offering an even number, they went with $721,000.
They got the house.
Not saying this will work for everyone, but sometimes thinking outside the box pays off!
Thinking about buying? Let us help!
Click the link in the bio or give us a call
#blackpenlending #mortgagebroker #orangensw #buyingtips
